Importance of Car Insurance

Just a few weeks back, I really saw the benefit of having a car insurance. You see our driver accidentally bumped a car in front of him. It could not have happened if the other driver didn't stop all of a sudden on a green light. Even if it was not our driver's fault, the law says that whoever bumps into a car on the rear is always at fault. It's good that we had car insurance. Instead of shouldering the expenses caused by the accident, we just paid a small amount. If not for the insurance, we could have spent close to 20k for the repair. It's really important to have your cars insured. You don't know when accidents happen. Even if you are a responsible driver, there are drivers out there who are just reckless.