The Importance of Travel Insurance

When you travel, do you have travel insurance? For me it's a must, since you do not know what's gonna happen. You do not know when illness will strike. What if you do not have the extra money to pay for the hospital expenses? What about getting stranded in a place due to several reasons and you don't have money anymore for accommodations? But once you have travel insurance, all these are covered. It's better to be prepared for the worst scenario. Don't make yourself look like an idiot, like you are at a loss and don't know what to do. This can be avoided you know.